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The Gurdaspur Central Cooperative Bank Ltd.

WAY TO BRANCHES

Sr NoName of the branchAddressPhone NoIFSCode
1701-Head Office29PR+HCR, Desh Bhagat Nagar, Gurdaspur, Punjab 143521, IndiaUTIB0SGDS01
2702-MAIN BranchNo-394/10,GT Road,Old Sabzi Mandi,Near Old Bus Stand, Desh Bhagat Nagar, Gurdaspur, Punjab 143521, India9988743197UTIB0SGDS01
3703-BATALASco 12, Urban Estate, Batala, Punjab 143505, India9872096868UTIB0SGDS01
4704-BHOA7G2F+5V9, Bhoa, Punjab 145025, India9876165221UTIB0SGDS01
5705-DHARIWALX87G+WW9, Old National Hwy 15, Rania, Dhariwal, Punjab 143520, India7589060074UTIB0SGDS01
6706-DINA NAGAR4FMC+GV8, Dinanagar – Narot Jaimal Singh Rd, Chander Vihar, Dinanagar, Punjab 143531, India9417616780UTIB0SGDS01
7707-DERA BABA NANAKNearm Yuvraj Garden PalacemDera Baba Nanak, 22JJ+2HX, Dera Baba Nanak, Punjab 143604, India9988060635UTIB0SGDS01
8708-DORANGLA4854+44G, Dorangla Rd, Dorangla, Punjab 143530, India9815517334UTIB0SGDS01
9709-DUNERACVWR+2FR, Dunera, Punjab 145022, India7814520918UTIB0SGDS01
10710-FATEHGARH CHURIANVX94+CM2, Fatehgarh Churian, Punjab 143602, India8968041006UTIB0SGDS01
11711-GHANIYE KE BANGERV385+C6P, Aliwal – Fathegarh Churian Rd, Ghanie-ke-Bangar, Punjab 143513, India8872065576UTIB0SGDS01
12712-GHOMANM9XF+6Q2, Darbar Pandori, Punjab 143514, India9781787488UTIB0SGDS01
13713-HARIAL7QR5+QQG, Haryal, Punjab 145001, India9855547644UTIB0SGDS01
14714-HARCHOWALRF22+C4 Harchowal, Punjab, India9888858911UTIB0SGDS01
15715-JAURA CHHATTRAN27CW+224, Jaura Chhittran, Punjab 143520, India9878328539UTIB0SGDS01
16716-KAHNUWANWC4X+P3M, Main Bazaar Road, Kahnuwan, Punjab 143528, India9814036781UTIB0SGDS01
17717-KALANAUR2562+G5C, Kalanaur, Punjab 143512, India9988459243UTIB0SGDS01
18718-KALA AFGANAV2GQ+WV5, Kala Afgana Road, Kala Afghana, Punjab 143513, India8872808888UTIB0SGDS01
19719-KOTLI SURAT MALHIV5J9+328, Quila Lal Singh, Punjab 143505, India9872901575UTIB0SGDS01
20720-MALIKPUR7HFQ+GJV, Malikpur, Asa Bano, Punjab 145025, India9888309172UTIB0SGDS01
21721-NAROT JAIMAL SINGHMain Bazar, Narot Jaimal Singh, Punjab 145026, India9814238540UTIB0SGDS01
22722-S/M PANIARNational highway pathankot to Amritsar sugar mill gurdaspur, 3FR4+CQ2, Paniar, Punjab 143531, India9780342928UTIB0SGDS01
23723-PATHANKOT7MH3+HHF, Lamini, Pathankot, Punjab 145001, India9417395110UTIB0SGDS01
24724-QADIANR9CF+P4M, Razada Road, opp. Rakhra Palace, Dharampura Mohalla, Qadian, Punjab 143516, India9814450555UTIB0SGDS01
25725-S/M BATALAV63Q+J2 Dakhla Surjit Singh, Punjab, India9876762552UTIB0SGDS01
26726-PURANA SHALLAXGR6+FJW, MANDI ROAD CHHAWALA, Punjab 143530, India8872701163UTIB0SGDS01
27727-SHRI HARGOBINDPURDana mandi, Shri Hargobindpur, Punjab 143515, India8968755711UTIB0SGDS01
28728-SAHOURA6FVF+J2 Sehora Kalan, Punjab, India9417736396UTIB0SGDS01
29729-SUJANPURPardhan Chaman Lal Rd, Sujanpur, Punjab 145023, India9814505578UTIB0SGDS01
30730-TARAGARH5FQ8+PX6, Begowal, Punjab 143534, India9417402336UTIB0SGDS01
31731-KALA NANGAL3946+Q46, Kala Nangal, Punjab 143521, India9888176576UTIB0SGDS01
32732-BANGOWANIW5M7+6PR, Batala – Kalanaur Rd, Punjab 143511, India9914107185UTIB0SGDS01
33733-LANGAH JATTAN2822+63 Indranwala, Punjab, India7973040996UTIB0SGDS01
34734-BHATTIANVF53+CV3, Bhattian Road, Punjab 143517, India9915671774UTIB0SGDS01
35735-SEIKHWANV845+7V Sekhwan, Punjab, India9888813224UTIB0SGDS01
36736-BHIKHARIWAL8J73+XV Sujanpur, Punjab, India8872722294UTIB0SGDS01
37737-RULLIANA3538+5VM, Ruliana, Punjab 143512, India9914058855UTIB0SGDS01
38738-MARARA59GQ+V7P, Marara, Punjab 143525, India9888758595UTIB0SGDS01
39739-GHAROTA5H2G+HG4, Gharota Kalan, Punjab 143533, India9779632909UTIB0SGDS01
40740-GHASITPURQ4QR+C4X, Ghasitpur, Punjab 143505, India9463440330UTIB0SGDS01
41741-DIALGARHV745+MWJ, Dialgarh, Punjab 143518, India9914035740UTIB0SGDS01
42742-UDHANWALP9MF+J8J, Batala – Sri Hargobindpur Rd, Udhanwal, Punjab 143505, India9814365897UTIB0SGDS01
43743-NASER KE SARCHURR2RW+9JJ, Kotli Thablan, Punjab 143602, India9855074801UTIB0SGDS01
44744-DHARM KOT RANDHAWA2X4H+G8M, SH25, Dharamkot Randhawa, Punjab 143604, India9478425275UTIB0SGDS01
45745-SHAHPUR JAJANXX7X+M7 Nikko Sarai, Punjab, India9463041454UTIB0SGDS01

WAY TO ATMs

Sr NoName of the BranchAddress
1702-MAIN BranchNo-394/10,GT Road,Old Sabzi Mandi,Near Old Bus Stand, Desh Bhagat Nagar, Gurdaspur, Punjab 143521, India
2703-BATALASco 12, Urban Estate, Batala, Punjab 143505, India
3707-DERA BABA NANAKNearm Yuvraj Garden PalacemDera Baba Nanak, 22JJ+2HX, Dera Baba Nanak, Punjab 143604, India
4710-FATEHGARH CHURIANVX94+CM2, Fatehgarh Churian, Punjab 143602, India
5716-KAHNUWANWC4X+P3M, Main Bazaar Road, Kahnuwan, Punjab 143528, India
6723-PATHANKOT7MH3+HHF, Lamini, Pathankot, Punjab 145001, India
7724-QADIANR9CF+P4M, Razada Road, opp. Rakhra Palace, Dharampura Mohalla, Qadian, Punjab 143516, India

ATM & NEFT/RTGS Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1ATM ChargesAnnual ATM card charges ->1st year free ->2nd year – Rs.100/-Same Charges
2ATM Financial TxnATM Aquirer (Financial Txn) charges, after 5 transactions – Rs.21/- per transactionSame Charges
3ATM Non-Financial TxnATM Aquirer (Non Financial Txn) charges, after 5 transactions – Rs.7/- per transactionSame Charges
4New ATM card issue charges1st ATM card is freeSame Charges
5For reissue of ATM card – Rs.200/-Same Charges
6SMS ChargesRs. 15/- per QuarterSame Charges
7RTGS/NEFT chargesNo chargesNo charges

Bank Gurantee Against Deposit Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Bank Guarantee against depositMinimum charges Rs.500/-Up to Rs.500000- 2% p.a.Above Rs. 500000 – 1% p.a.Charges to be levied at the time of issuing of guaranteeSame Charges

Interest Certificate Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Interest certificate/ Balance certificateFirst copy- FreeSubsequent copy- Rs.100/-per copyNo charges

Photo Attestation and Signature Verification Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Photo attestation chargesRs.50/- for Saving AccountsRs.100/- for Current AccountsNo charges
2Signatures verification chargesRs.50/- for Saving AccountsRs.100/- for Current AccountsFree for- Students, Defence forces, War widows, Physically handicap & Signature attestation for ECS purposeNo charges

Account Closer Charges Saving/RD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Account closer chargesUp to 1 year account Rs.500/-above 1 year account Rs.250/-No charges for deceased casesNo charges
2Closing of RD A/c before maturityRs.100/-On account of death of customer no charges should be levied.Same Charges
3Penalty for late payment of RD installmentPenalty charges to be levied for delayed installments in Recurring Deposit Accounts @ Rs.2/- for Rs.100 p.m. irrespective of periodicity of deposit (Minimum Rs.20/-)Same Charges

Cash Deposit in Current Account*

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Cash deposit in Current Account (except Govt./Coop. Institutions.)No chargesNo charges

Payments under CBS other than Parent Branch

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Payments under CBS Other than parent branchCash Payment/Deposits under CBSOther than parent branch customers.No chargesNo charges

Excess Debit Entries Charges in SB Account

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Charges for excess debit entries in SB AccountAfter 30 Manual Debit entries per half year, Rs.5/- per entryshould be debited by system,No charges

Saving/Current Account->Cheque Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Cheque Book charges Saving Bank A/cOne cheque book containing 20 leaves free per half year Rs.2.50/- per leaf for extra cheque.Same charges
2Cheque Book chargesCurrent A/cNo free cheque book is to be issued. Rs.3.00/- per leaf for each cheque.Same charges

Saving/Current Account->Minimum Balance Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Maintenanceof Minimum BalanceSaving Bank DepositsThe Customer who does not maintain minimum balance of Rs.500/- and Rs.1000/- withcheque book facility in his account the service charges shall be levied atthe following rates per month:Rs.100/- per month, will be debited every month.No charges for Senior Citizens.No charges
2Maintenanceof Minimum Balance Current AccountMin. balance Rs.5000/- is to be maintained.Rs.300/- per month, will be debited every month for non-maintenance ofminimum balance.Same Charges

Account Statement and Duplicate Pass Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Statement of account All types of accounts.One statement for current month and proceeding month is free.Rs.50/- per statement for other months of current financial year.Rs.100/- per statement for proceeding financial years.No service charges for statement through own registered E-Mail.No charges
2Duplicate Pass BookFirst Pass-Book free.Additional passbooks on completion of previous passbook is also free.Rs.100/- for issuing duplicate passbook on request.Same charges

SAFE Custody and Locker Rent Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)ChargesApplicable Charges {For Bank Staff (Including Retired)}
1SAFE CUSTODY CHARGESCharges for sealed cover/envolpe is Rs.300/- per month for per cover/ envolpe.Charges for a box is Rs.600/- per month for per box.Same Charges
2LOCKER RENTSmall Locker900/- p.a.Concession of 50% charges in Locker rent. All other charges will remain same.
Medium Locker1500/-p.a.
Big Locker3000/- p.a.
Extra Large Locker5000/-p.a.
No Lien
Note: In case of loss of key of the Lockers, actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers, should be recovered from the account holders. Penalty charges per Quarter or part thereof:
Small LockerRs.100/-
MediumRs.300/-
BigRs.500/-
Extra LargeRs.800/-
* Any default will atract penalty charges for a full quarter.
*The rent should become due w.e.f. 1st of succeeding month, in which the locker is leased out. One month may be allowed for payment of rent due.

Standing Instructions and STOP Payment Instructions

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1STANDING INSTRUCTIONSRejection/Failure charges are Rs.50/- per instruction once during a month.For RD account rejection charges are Rs.25/- per instruction once during a month.No charges
2STOP PAYMENT INSTRUCTIONAll types of accountsPer instrument Rs.100/-andRs.50/- for additional each instrument in a single instance.Same Charges

Issuance/Cancellation of Banker Cheque /Pay Order/DD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Issuance of Banker cheque/ Pay order/DDUp to Rs.10000/- Rs.50/- Above Rs 10000/- Rs.50/- plus Rs.3/- per thousand for amount above Rs.10000/- Maximum Rs.10000/- Branch Manager is authorized to waive charges to Govt./Semi-Govt./ Cooperative Institutions, having good amount of deposit.Every Staff Member is entitled for one free draft/ payorder of any amount in a month
2Issuance of Duplicate Banker’s cheques/DDsRs.100/-No charges
3Revalidation/Cancellation Of Pay order/DDsRs.50/-No charges

Cheques/ECS- Outward Inward

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Outward Cheques/Bills returned unpaidCharges for outward Cheques/Bills Clearing Returns, outward loan Cheques return. Rs.100/- per instrumentSame Charges
2Inward Cheques/Bills return unpaidRs.100/- per instrument.Same Charges
3ECS outward and inward clearing returnRs.100/- per instrumentSame charges

Collection of Outstation Cheques/Bills

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Collection of Outstation ChequesUp to Rs. 5000/- Rs 25/- From Rs 5001/- to Rs 10000/- Rs.50/- From Rs10000/- to Rs 100000/ Rs 100 Above Rs100000/- Rs150/- Above charges are per instrument.Same charges
2Collection of BillsUp to Rs. 10000 Rs. 50/- plus Postal charges Rs. 10001 and above Rs.6/- per thousand, Min 100/- and Max. 12000/- plus postage. No collection charges to be levied for collection of local cheques/drafts. However, out of pocket expenses be recovered in full. Collection charges in cases of outstation cheques/bills should be levied on the gross amount of instrument. Further, No charges to be taken from Senior Citizens/pensioners for collection of pension up to Rs 10000/-Same charges

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